Xbox charges on credit card and how to get rid of them. Are you a Discover Card customer? Check this out.. Getting those Xbox charges off of your credit card. Yep, that’s what I saw on my credit card bill recently. In fact, I saw three charges on my credit card from the transaction description above. Just from seeing it on my card, I could easily gather it had something to with A) Microsoft, B) XBox and C) Washington. If you see these on your credit card, you’re probably pretty ticked off. Because if you’re like me, you don’t own an Xbox. You don’t play video games. And you have no idea why Microsoft would be charging you in the first place – I’m a Mac guy. So why would I have XBOX charges? Getting Rid of Snakes. We moved in our current house on a grassy hill (in Silicon Valley, CA) last September, and was invaded by two garden snakes within two weeks. GETTING RID OF FLEAS NATURALLY. Fleas are one of THE most common reasons that dog and cat owners seek out a Veterinary clinic, yet unfortunately all that the. Nostalgia cannot be the answer; if we can give up the barbershop shave with its steam towels. How to Get Rid of Snails. Snails can be a real garden pest, as they munch through your plants, flowers and vegetables. Luckily, there are many options at your. However, be warned, ye of lesser hand strength: this is HARD. I tried with all my might and couldn't get the penny to budge, much less bend. Even John wore a heavy. It was like any given day when I received my credit card bill. But once I saw a few charges in a row, I knew something was up. There were random charges from the same line right in a row. Here are the actual transactions from a screen grab I took a month ago: Long story short, I called my credit card company. They quickly reversed the charges and investigated. When the ants invaded, I figured out how to get rid of ants, and of course, I did it naturally. How to get rid of ants naturally. How to Get Rid of Bad Luck. If you're a superstitious person, or if you just don't want to take the risk, you are in luck. Read this wikiHow to learn how to get rid. Phasing out the Penny In Economic Action Plan 2012, the Government announced it would phase out the penny from. Get the arguments for and against keeping the penny. Does Peppermint Oil Repel Mice? 5 Ways to Get Rid of Mice. However, today I noticed the reversal was reversed once again and added to my balance as valid charges. I was furious. How I got rid of these fraudulent XBOX charges: So this is what I did to solve this maddening issue of these XBOX charges: I found this phone number 1- 8. MYXBOX on this website. Thanks to “Kevin” from Ionia, USA for posting it. I thought I may have signed up for something without even realizing it, but chances are this is a phishing scam. I spent a few minutes on the phone with the rep from XBox. I said I had no Microsoft LIVE login, or an XBox. So he searched the record from my credit card number. He quickly found that a Microsoft LIVE account was created on July 7, 2. And it was from an email account that I won’t mention here (for now). I did a quick search and found the guy with the email is a . We’ll deal with him later. But the rep gave me a Transaction ID number to give to my credit card company indicating this was definitely a case of fraud. The rep cancelled the account and severed the connection to my credit card. I called my credit card company back. No questions asked, they’re sending me a new card with a new number and crediting all the fees. The XBOX charges that were billed to my credit card. So while it’s a pain to get a new credit card, I don’t want some Gamer in Glendale buying . And that’s exactly what he was buying – you can learn about them here. The XBox rep said the guy bought the following: 1. Microsoft Virtual Currency Points ($1. Microsoft Virtual Currency Points ($1. Microsoft Virtual Currency Points ($4. I hope that got our guy from Glendale some sweet props in the . Sigh. Lessons learned from the XBOX charges. I consider myself to be pretty careful online and pretty savvy when it comes to identifying phishing scams. But it just goes to show, it can happen any time when you’re not ready for it. These XBOX charges were a real pain. It was a good lesson in checking my credit card account and fighting for what was right. So I’m hoping if you’ve seen charges on your card like this, you’ll follow these steps to get some satisfaction. And Karma is just waiting for our Glendale guy when he finishes level 2. If you’ve had this problem in the past, please leave a comment. I’d like to track the source and see if my guy in Glendale isn’t abiding my the . They will help educate others who may have fallen victim to this ridiculousness. Thanks and good luck! Are you a Discover Card customer? Check out why they’re sending Xbox scam victims to this website and giving out my phone number. If you have a Discover Card, please tell us your story below. Property Taxes By State: Why We Should All Embrace Higher Property Taxes. I used to despise property taxes because the city would raise them even when property prices were collapsing during the financial crisis. It was/and still is up to property owners to fill out a complicated form, find comparable homes that have dropped in price within a certain radius, make sure the comparable sales fit within a certain timeframe, and pay a $6. If you didn’t spend time contesting your property taxes, the city would gleefully raise them despite the obvious declines. The city counts on meek or ignorant people to fill their coffers and pay themselves handsome salaries. It’s just like how members of Congress continued to get paid even when they shut down the government in 2. Can you imagine losing your job in the recession and having to pay higher property taxes while knowing your neighbor sold his house for 2. I fought my property taxes in 2. I bought in the beginning of 2. I had to fight since the value of my stock and real estate holdings were getting hit and I no longer had a job in 2. Since 2. 01. 3, I’ve let the city tax me back to my normal purchase price plus a ~2% a year catch up increase because the economy has thankfully recovered. I don’t mind paying my fair share so long as it’s just. After paying ~$3. I’ve finally accepted the reality that it’s up to those of us who saved like crazy and took the risk of owning property to pay for our community’s infrastructure, education, public transportation, service men and women, and other public works. We must pay for those who cannot or will not. What I’ve also realized is that after much debate, my fellow renters absolutely believe they are paying their fair share of property taxes, even if they aren’t cutting a separate check to the city twice a year. With this thought in mind, I now believe it’s logical behavior for renters to keep on voting for increased government spending because they all want better and are willing to pay for it through higher rents. Property Taxes By State. Although California (0. New Jersey (2. 3. Illinois (2. 3. 2%),Connecticut (1. Wisconsin (1. 9. 6%), Texas (1. Nebraska (1. 8. 4%), Michigan (1. Rhode Island (1. 6. New York (1. 6. 4%), Ohio (1. Pennsylvania (1. 5. Why Higher Property Taxes Are Good. Here are five reasons why higher property taxes are good. I’ve used my hometown of San Francisco as an example. We want our public servants to do a great job for us. Roughly 4. 0% of San Francisco’s ~3. If our BART train janitors can make $2. Imagine having to take a dump and seeing a disgusting toilet that hasn’t been cleaned in a week. Imagine being 8. 0+ years old with a bad knee and having to walk up two flights of stairs. By paying our government employees top wages, we should get top service. We want our public servants to be able to afford homes and take care of their families. The median price for a home in San Francisco is around $1. M – $1. 2. M. To comfortably afford such a house requires a total household income of at least $2. A society is strong when every citizen has the opportunity to own his or her own home and plant roots. They’ll pay property taxes, help take care of their neighborhood and grow a strong sense of community. Having a stable place to grow up is great for our children. In California, Proposition 5. We want better schools, roads and public transportation. The better our public schools, libraries, roads and general infrastructure, the more attractive our cities will be. The more attractive our cities are, the more people will want to come and stay. The more people come and stay, the higher rents and property prices go. The higher rents and property prices go, the wealthier property owners become and the more the city earns in taxes to theoretically help all citizens. More job opportunities are created for renters as well so they can one day buy if they want to. We want to empower renters to help make a difference. It’s sometimes hard being a renter in a booming economy because you might not be able to fully participate in the upside as a price taker. Imagine wanting to buy a place that costs $7. Meanwhile, your salary only increases by 5% from $1. Feeling like you’re getting left behind is a terrible feeling. The good thing is that we all have the equal right to vote for legislation to help improve our environment. When legislation passes that requires additional spending, property taxes go up and so do rents. Higher rents actively allow renters to help participate in the very legislation they support. We create more harmony between landlords and renters. When rents are rising in an economic recovery, there’s an inevitable friction between landlords and tenants. Some tenants might view landlords as greedy for raising their rent, even though they understand the law of demand and supply. Some landlords get frustrated for being called greedy when their property taxes, maintenance costs, construction costs, insurance costs, plumbing costs, electrician costs and handyman costs all go up. If more tenants knew how much it actually costs to own property, including the cost of a mortgage, there might be less friction and more love. When there is more love, there is more happiness. My Property Tax Bill. Below is a snapshot of one of my property tax bills for 2. It’s the property I mentioned in the beginning of this post. The net taxable value is $1,8. I have to pay is $2. I don’t know about you, but paying ~$2. I never enjoy raising rent on my tenants, which is why I hardly ever do. Only when there is turnover will I try and raise the rent to whatever the market can bear. When I have raised the rent in the past, it’s never been by more than 2. The rent increase is always due to a rise in some type of cost and not due to my desire to make more money, e. It required at least a 7. San Francisco’s voters supported the measure. What this means is that most of the supporters of the bill are renters since ~6. San Franciscans are renters. The passage of Measure RR is good news for the Bay Area since we need well running trains to ensure the people of our booming economy can get to work as safely, cheaply, and efficiently as possible. This is great for renters and homeowners. Compared to the public transportation system in NYC, London and Taipei, the Bay Area’s train system is terrible. A Bay Area homeowner will now see his or her property taxes go up at an average tax rate of $8. In other words, my property tax bill will now behigher by $1. I already pay. Let’s just call it $2. Although it feels bad to pay even more property taxes, here’s the silver lining. Because renters understand that higher property taxes means higher rents, landlords now have a much easier reason to raise rents so that we can all share in the responsibility of taking care of our public works. Based on my research, the number one reason why so many landlords do not raise rents each year is because it’s a difficult and awkward conversation to have. People do not like to make other people feel bad. Confrontation is uncomfortable. Everybody understands that due to inflation, the cost of ownership goes up at least 1- 2% a year. And if a landlord does not raise rent by the same 1- 2% a year, the landlord is losing. But despite landlords knowing renters understand this logic, landlords still don’t raise rents every year. This is an economic inefficiency that must be eliminated. The E- mail To Send To Renters. If you are a landlord who is faced with higher property taxes due to new legislation voted by the people, you can now send them the below e- mail or letter to raise the rent for the good of the community. Simply swap out the legislation, amount of spending, purpose for spending, amount of rent and timeframe to fit your situation. Dear Tenant,I hope all is well with you. Due to the passage of Measure RR, a $3. B bill to maintain our public train system, the city is raising property taxes by roughly $XXX a year over the next 2. As a result, your rent will increase by $XXX a month starting on June 1, 2. Thank you for supporting our public transportation system and great city. Not only does your rent and my property taxes help decrease congestion on our roads, we help create new libraries for our children, keep our teachers employed and help maintain our beautiful parks. Respectfully Yours,Your Landlord. It’s important to make your tenant realize the rent increase isn’t just because you want more money to help pay for rising costs. You must also highlight the value proposition of what the new rent provides. People want to know their money is going towards something meaningful. Landlords should no longer be frustrated with ever increasing property taxes anymore if they consistently raise rents whenever a new bill that raises property taxes is passed. Renters should no longer be frustrated with rising rents either when they voted for more government spending. Everything is rational in the end. It’s up to each of us to stamp out inefficiencies and embrace the goodness of ever increasing property taxes. Together, we will all pitch in to support our community. Landlords, have you finally embraced higher property taxes? What is your property tax rate and how in property taxes are you paying a year? Renters, does it help to know that an increase in rent is used to help public works for the benefit of all? Do you believe there are renters out there who vote to raise spending and property taxes but aren’t willing to pay for what they voted on? Don’t forget to pay your property tax bill on time! Recommendations. Invest in real estate more surgically: If you don’t want to constantly pay massive property taxes, don’t have the downpayment to buy property, or don’t want to tie up your liquidity in physical real estate, take a look at Realty. Shares, one of the largest real estate crowdsourcing companies today. You can invest in deals around the country for as little as $5,0. It’s free to explore. Shop around for a mortgage: Check the latest mortgage rates online through Lending.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. Archives
June 2017
Categories |